Host Merchant Services USA

  An American Express Virtual Card is a digital replacement for your physical card. With the Amex virtual card, you don't need to carry it with you everywhere you go. Instead, just add it in Wallet and use it when necessary.

  A NMI Payment Gateway is one of the most important parts in starting an NMI business. NMI is a low cost payment gateway, which reduces credit card charges and disputes, while it offers more security to online merchants. NMI also provides multi-currency support so businesses internationally can accept payments from around the world.

  Apple Pay is a mobile payment and digital wallet service by Apple Inc. that lets users make payments in-store, in-app and online. It's currently available on iPhone 6 and iPhone 6 Plus models only and requires the user to authenticate using Touch ID before making payments. The service relies on NFC (Near Field Communication) for communication between the phone and the payment terminal.

A merchant account and a payment gateway are both essential for businesses that want to process payments online. But what’s the difference between these two?